Real Estate Investment
Own Dollar-Producing Assets in the United States
Build passive dollar income, hedge against INR depreciation, and diversify your wealth into one of the world's most stable real estate markets — with expert guidance at every step.
High-Yield US Markets for Indian Investors
Texas
Dallas, Austin, Houston, San Antonio
Rental Yield
6–9%
Appreciation
Entry Point
Florida
Miami, Tampa, Orlando, Jacksonville
Rental Yield
Appreciation
Entry Point
Arizona
Phoenix, Scottsdale, Tucson
Rental Yield
6–9%
Appreciation
Entry Point
Midwest
Columbus, Indianapolis, Kansas City
Rental Yield
Appreciation
Entry Point
Real Estate FAQ for Indian Investors
How do Indians buy property in the USA?
Indian nationals can purchase US real estate directly or through a US LLC. The process involves: selecting property, making an offer, obtaining a title search, wiring funds (FinCEN compliance required for cash purchases over $300K), and closing through a title company or attorney. FIRPTA (Foreign Investment in Real Property Tax Act) applies — a 15% withholding on gross sale proceeds, which is reduced through proper tax planning.
Do I need a US visa to buy property in America?
No visa is required to purchase US real estate as an investment. Indian nationals can buy property remotely or during a tourist visit. However, physically residing in or managing the property from the US would require appropriate immigration status. Many Indian investors purchase US properties as passive investments managed by local property management companies.
What is the best state to buy investment property in the USA for Indians?
Texas, Florida, and Arizona offer the best combination of rental yields, appreciation potential, and landlord-friendly laws for foreign investors. Texas has no state income tax, strong population growth, and diverse economies (Dallas, Houston, Austin). Florida benefits from no state income tax and high demand from domestic and international migration. Midwest markets like Ohio and Indiana offer superior cashflow yields at lower entry prices.
How can I finance US real estate as a non-resident Indian?
Foreign nationals can obtain US mortgages through ITIN (Individual Taxpayer Identification Number) loans, foreign national loan programs from US banks and credit unions, or DSCR (Debt Service Coverage Ratio) loans that use rental income to qualify. Down payments of 25–40% are typically required. Portfolio lenders and private lenders are often more flexible than conventional lenders for NRI and foreign buyer mortgages.
What are the tax implications of owning US property for Indians?
Indian nationals owning US rental property must file US federal tax returns (Form 1040-NR) and report rental income. The US-India Double Tax Avoidance Agreement (DTAA) prevents double taxation. Key considerations: FIRPTA withholding on sale, estate tax for non-residents (applicable on US assets over $60,000), depreciation deductions, and state income taxes vary by state. We connect clients with US-India specialized CPAs.